Which CD is best for you?

All of our CDs come with no monthly fees, automatic renewal, guaranteed rates and FDIC insurance.

Personal CD specials

Get our best rates with our featured CD specials

  • Rates and terms vary
  • Specials may be available for a limited time
  • Different CD products are featured throughout the year
  • Minimum opening deposit of $1,000
  • Fixed rates for the term you choose

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Personal CD rates

Make a solid investment with a guaranteed rate of return for up to 5 years

  • $1,000 minimum deposit for terms greater than 31 days
  • $2,500 minimum deposit for terms of 7 to 31 days
  • Fixed rates for the term you choose
  • Terms available from 7 days up to 60 months

Open An Account

Can't Lose CD rates

Protect your investment whether rates rise or fall

  • Add new funds at your current rate, or lock in at a higher rate with a new CD
  • Minimum opening deposit of $1,000
  • Maximum additional deposit of $10,000 after the first 12 months of your term
  • One penalty-free withdrawal after the first 12 months of your term
  • 30-month term
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Stepped Rate CD rates

Enjoy rising rates in any market with interest rates guaranteed to rise once a year, every year

  • Rates and annual percentage yield for all 4 years are disclosed when the account is opened
  • Minimum opening deposit of $1,000
  • One additional deposit up to $10,000 per year
  • Penalty-free withdrawals 24 months after the initial deposit
  • 48-month term
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Contact Us

Got any questions? Don't hesitate to get in touch.

Address
Darking walk , shop C4/1 Harbour St. Sydney NSW 2000 , Australia
Phone

0800 GCUBANK