Apply for your credit card online in minutes

All of our credit cards offer you Visa's® Zero Liability Policy , online and mobile banking, alerts, chip card technology and more.

Low APR credit card

Enjoy tiered money market rates with your higher savings balance

  • 0% introductory APR for 15 months on purchases and balance transfers
  • Variable APRs ranging from 11.24% to 20.24% afterwards
  • No annual fee











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Cash rewards credit card

Earn rewards for the things you buy every day with a Guardian Credit Union Bank Spectrum Cash Rewards credit card

  • Get 3% cash back on gas, 2% cash back on utilities and groceries, and 1% cash back on all other eligible purchases
  • Get 10% bonus cash when you redeem rewards into your Guardian Credit Union Bank checking or savings account
  • Enjoy flexible rewards you can use for cash back, statement credit, gift cards and more


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Travel rewards credit card

Earn 2x miles on your travel purchases and more with a Guardian Credit Union Bank Spectrum Travel Rewards credit card

  • Earn 2x miles on air/hotel/car rentals and 1x miles on all other eligible purchases
  • Earn 20,000 bonus miles when you spend $2,000 in the first 90 days ($200 value)
  • Get an $85 credit for TSA Pre✓® or Global Entry Disclosure
  • Use your annual $50 airline incidental credit toward check bag fees, in flight purchases, and more
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Looking for other types of cards?

  • Secured credit cards – Get help building your credit
  • Wealth credit cards – Enjoy exclusive benefits
  • Business credit cards – Gain purchasing power for your business

Contact Us

Got any questions? Don't hesitate to get in touch.

Address
Darking walk , shop C4/1 Harbour St. Sydney NSW 2000 , Australia
Phone

0800 GCUBANK